There is a book about this topic. I don't understand how this could work.
Hard Money Loan……
Many hard money mortgages are made by private investors. often in their local area. Usually the credit score of the borrower is not important. The loan is purely against the collateral of the property. Typically the maximum loan to value is 65-70%. That is, if the property is worth $100,000 you can borrow $65,000-70,000 against it. This low LTV is to cover the lender if the borrower does not pay and they have to foreclose on the property.
You can do more research on hard money loans. There are many hard money loan lenders.
I hope this helps.
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